Most Dental Insurance Accepted & Financing Available
We, at Heavenly Dental, understand how important affordable dental health is. We accept most PPO, HMO, and Medical insurances and we make it a priority to work with you and your insurance company to maximize your insurance benefits and make any remaining balance you may be responsible for as affordable as possible.
We also provide 100% financing on approved credit though Care Credit, Wells Fargo Health, and Citi Health for those patients who qualify.
Major Debit Cards (Bank Cards) and Credit Cards accepted.
Dental Insursance Providers
We accept and honor most PPO & HMO dental insurance plans including Dentical. The following are just a few of the dental insurance accept
Frequently asked questions about Dental Insurance
What’s the difference between Indemnity, PPO, HMO, & Discount insurance plans?
Indemnity or Traditional Insurance reimburses members or dentists at the dentist’s UCR (Usual, Customary & Reasonable fee). This allows the subscriber to go to any dental office without being limited to a panel.
PPO (Preferred Provider Organization) is the most common form of insurance. They provide members with a list of participating dentists to choose from. The dentists on this list have agreed to a lower fee schedule, which provides you with greater cost savings. They also assist with insurance billing. Most companies pay 50% on major treatment (crowns, bridges, partials), 80% for basic care (fillings), and up to 100% for preventative care (exams, x-rays, basic cleanings). Annual maximums generally range from $1,000 to $2,000.
HMO (Health Maintenance Organization), also known as capitated or prepaid insurance, was designed to provide members with basic care at the lowest rate. Participating providers receive a monthly capitation check for patients assigned to the office. This amount is only a few dollars and is intended to offset the administrative costs. HMOs generally don’t pay for services rendered. Fees are usually greatly reduced, but the patient is solely responsible for paying the doctor.
Discount Plans simply consist of a panel of dentists that have agreed to a reduced rate, with the subscriber being solely responsible for the entire portion. There is no billing or annual maximums.
What is a covered benefit?
Treatment that is recommended by a dentist, is listed on the fee schedule, and accepted under the terms of your group’s plan.
What is an optional treatment?
Treatment that is either not listed on your fee schedule or more than the minimum to restore the tooth back to its original function.